SPORTS INSURANCE

YOUR COVER

Every Playfit member is covered by sports insurance at $20 per player per season. This covers personal accident and injury sustained during Playfit sessions. If you join within the last 4 weeks of a season, your insurance rolls over to the following season.

WHAT TO DO

IF YOU’RE INJURED

Step 1

LODGE YOUR CLAIM FORM

Download and complete the Sports Injury Claim Form and submit it within 28 days of the injury. Include as much detail as possible.

Step 2

iNSURER ASSESSES YOUR CLAIM

The insurer will review your claim, issue a claim number, and outline what's covered and any limitations under the policy.

SCHEDULE OF BENEFITS

Weekly benefits (if injury stops you working, studying, or caring for yourself)

You may be entitled to one of the following:

  • Loss of Earnings – $210 or 80% (Whichever is lesser) of your average weekly earnings if a covered injury prevents you from working in your occupation (subject to a waiting period).

    Maximum of 10 days claimable.

Out-of-Pocket Medical Expenses

  • The policy reimburses up to 80% of medical expenses not covered by Medicare, to a set maximum of $599.

  • It does not cover costs Medicare, private health insurance, or workers compensation already pay for — including Medicare "gap" fees.

  • Treatment must generally occur within 365 days of the injury.

Physiotherapy

  • Physio is covered only if referred by a registered medical practitioner and falls under the same 80% Non-Medicare Medical Expenses benefit above, to a set maximum of $599

Out-of-pocket expense means the amount you personally paid — after Medicare and your own private health insurance have already been applied. This is what the policy reimburses, not the total cost.

Please note:

  • This is a group policy — cover is automatic for eligible members; you can't opt in/out or choose your cover level.

  • Standard exclusions apply, including pre-existing conditions, professional sport, alcohol/drug-related injury, and self-inflicted injury.

  • This is a summary only. For exact benefit amounts, waiting periods, and full terms, refer to the official Product Disclosure Statement and Policy Schedule (downloadable below).

DOCUMENTS

INSURANCE POLICY

SUA Sports Group Personal Accident · PDF

SPORTS INJURY CLAIM FORM

SUA Sports Injury Claim Form · PDF